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September 20, 2020 at 7:12 PM
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Queenstown Lakes Community Housing Trust is your local organisation for community housing.


In 2007, the Queenstown Lakes District Council recognised an issue in the lack of affordable housing and acted upon it by initiating the formation of the Queenstown Lakes Community Housing Trust (QLCHT). This trust is an independent, not for profit, community owned organisation.


While there is a steady stream of people willing to move into the District, an unusually high percentage of these people leave the district after 12-18 months. The reasons cited are usually due to the high living costs, with the largest of those being the cost of housing. 


QLCHT has a range of housing programmes, each designed to assist eligible low to moderate income households, who contribute to the social, economic and environmental wellbeing of this District and are genuinely struggling to commit to the area because of the housing affordability issue.


Our mission

Our mission is to help committed residents of the Queenstown Lakes District into decent affordable housing with secure tenure.


Our vision

We are: 

  • Passionate about helping eligible households.
  • Commercially disciplined in all our transactions.
  • Building an asset and legacy for the community.
  • Vigilant for opportunities.
  • Confident about innovating.
  • Consistent in our dealings with others.
  • Mature and receptive to criticism.
  • Focused on the local market and its needs.
  • Willing to listen.


Our governance

QLCHT is presided over by a board of six Trustees, who between them provide a wide range of expertise and skills. It is well represented by all the relevant professions including legal, financial and property professionals as well as people who know and feel the heartbeat of the community.


Our stakeholders

QLCHT is engaged with a wide range of stakeholders including our households, developers, the community, Council and the Crown.


Our sources of funding

QLCHT has received funding through grants from Housing New Zealand and also through ongoing contributions of land, buildings and/or funds from private local developers who have committed support for community housing as part of the upzoning process of their land. 


Eligibility criteria

In order to be eligible for housing assistance through the Queenstown Lakes Community Housing Trust, your household must meet the following criteria:

  • You must have lived in the Queenstown Lakes District for a minimum of six months and have made this your permanent home.
  • At least one adult member of your household must have New Zealand Residency or New Zealand Citizenship.
  • At least one member of your family must be working fulltime.
  • You must not own, or have shares, in any property or land, anywhere in the world.
  • You must not own or be a beneficiary of a business or trust that has adequate income and/or assets that enable you to enter into home ownership independently.
  • Your total household income from all sources cannot exceed our income caps, as set out below:


  Maximum household income (per annum)
Number of people in your household Affordable Rental (and Senior Housing) Rent Saver Secure Home
1 $61,790 $75,446 $89,101
2 $69,060 $84,321 $99,583
3 $75,062 $92,310 $109,018
4 $81,418 $99,411 $117,404
5 $87,233 $106,511 $125,790


Once your eligibility is established, you will go immediately onto our waiting list. Should a housing opportunity arise, the housing programme you enter into will be based on your financial capacity at that time (your household income and deposit).















KiwiSaver first-home withdrawal

If you qualify for the KiwiSaver first-home withdrawal, you can access your KiwiSaver funds to put towards your deposit.


KiwiSaver HomeStart grant

If you qualify for a KiwiSaver HomeStart grant, you will receive up to $10,000 from the government, to put towards your deposit (that's $20,000 for a couple).


First Home Loan

If you qualify for a First Home Loan, you will only need 5% deposit on your home.


The Kainga Ora website provides information on what you need to do to qualify.





Public Housing 

Public Housing is a Ministry of Social Development programme, which is implemented by WINZ. Public Housing is designed for low income households, who are struggling to find adequate, suitable and affordable housing.


QLCHT is registered as a Public Housing provider and therefore is able to provide housing for qualifying households. Should you qualify for Public Housing and rent a house through QLCHT, it means that you only have to pay 25% of your income in rent.


Find out more about Public Housing here.


Accommodation Supplement

The Accommodation Supplement is a Ministry of Social Development initiative, implemented by Work and Income. It is a weekly payment designed to assist people with their rent, board or the cost of owning a home. Find out more about the Accommodation Supplement here.